Our commitment against fraud
How to prevent fraud?
Auto insurance fraud is a serious problem that drives up premiums and puts lives at risk. At The Personal, we are deeply committed to addressing auto insurance fraud head on, and protecting our clients – and their wallets – from the effects of fraud.
Did You Know?
Organized fraud rings reduce road safety and endanger innocent drivers by staging collisions to fraudulently collect claims money.
What The Personal is doing to fight auto insurance fraud
Our agents and claims staff are highly trained to identify signs of fraud, and our Special Investigations Unit are dedicated to identifying, investigating and working with law enforcement officers to prosecute the offenders.
Teaming up with Équité Association
Équité Association was created by the Canadian insurance industry to help fight organized insurance fraud. We’re one of many insurance companies that have joined forces to identify and prevent fraud in Canada.
Did You Know?
Organized fraud rings include numerous participants, are sophisticated, and target multiple insurers.
Because organized fraud rings target multiple insurers, Équité Association helps aggregate data from each of the participating insurance companies to identify fraudulent patterns and activities. For example, data analytics may discover that the same car was insured with three different companies over several years, and was involved in three separate suspicious claims. This is the kind of connection that an individual insurer can’t always make, but may point to an organized crime ring.
Your privacy is important
We take your privacy very seriously, and will always protect our clients’ personal information. Please be assured that Équité Association pools only claims and policy details that may be used to perform meaningful analysis.
See our privacy policy for more information.
Did You Know?
Insurance fraud costs as much as $1.6 billion in Ontario ever year, leading to higher premiums for all drivers.
