Home insurance

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When you combine your home and car insurance

The Personal offers  ome insurance for homeowners, condo owners and tenants.

Get a quote Option to buy online

Prefer to call us?

1-888-476-8737

Simple, flexible home insurance with The Personal

Whether you own or rent your home, discover our all-risk insurance that offers you a range of coverage options, so you can get an insurance package that truly fits your needs.

Plus if you're a member or employee of one of our partner organizations, you enjoy exclusive rates.

Discover your home insurance guide

From theft and fire to liability and flooding, home insurance can be confusing. Our guides show you what's covered, what's not and what's optional. Learn more about our all-risk insurance, depending on your situation.

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Homeowners

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Condo owners

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Tenants

Save more on your home insurance

Multi-Line Discount

Multi-Line Discount
  • Save on your insurance when you insure your home and car with us.
  • Get the Worry-Free OptionTM at no extra cost.

Pay only the higher deductible if the same event damages both your residence and your vehicle, while your vehicle is parked there.

Good Record Rate

Good Record Rate

Save up to 20% if you’ve been claims-free for several years.

Water damage prevention system

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm system

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.


Note

Contact us for a list of compatible system models.

Take advantage of our assistance services

With home insurance from The Personal, you get access to the following assistance services:

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Identity Theft Assistance Get help from a team of qualified professionals if your identity is stolen.

  • Available 24/7
  • Included with your home insurance policy
Learn more

Legal Assistance Get advice from a lawyer in all areas of law (except criminal and tax law) at no extra charge.

  • Unlimited call time
  • Included with your home insurance policy
Discover the app

Get the app and access innovative tools

The Personal app makes it easy to manage your insurance and features prevention tools like Ajusto® and RadarTM.

Contact us

Customer service

Monday to Friday: 8 AM to 8 PM (Eastern Time)
Saturday: 8 AM to 4 PM (Eastern Time)

Call us:1-888-476-8737

The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the home insurance policy, which always prevails. Conditions, exclusions and limitations may apply. Online insurance purchase is available subject to our underwriting policies. Limitations and exclusions apply.

Certain conditions, exclusions, and limitations may apply. Savings are based on your profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. 

Worry-Free OptionTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence.

RadarTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

See how you can save!