Get your personalized offers

Your advantages: 

  • Exclusive rates, just for you
  • Mobile app with unique prevention tools 
  • Outstanding customer service

Prefer to call? By phone:1-888-476-8737

Review your coverage needs!

Enter for a chance to win 1 of 6 cheques worth $1,000 by getting a home or auto insurance quote.1

 

See what we can offer you

Through your organization’s partnership with The Personal, you benefit from a host of advantages and discounts.  

Save up to 15% on your home insuranceWhen you insure your home and car with us

Advantages of the Multi-Line discount:

Note

Homeowners can save up to 10%, condo owners, up to 15% and tenants, up to 15%.

Car insurance discounts and savings

Multi-VehicleSave up to 15%

Multi-Vehicle

Save up to 15%
When you insure 2 or more cars with us

Get a 50% discount on the Worry-Free Option®

Save up to 10% on your recreational vehicle insurance if you already insure your car with us.

Note

This discount applies to the following recreational vehicles: motorcycles, snowmobiles, all-terrain vehicles, mopeds, motor homes, house trailers, camping trailers, truck campers, and road trailers.

Zero ViolationsSave up to 10%

Zero Violations

Have a clean driving record? Save up to 10% if you’ve had no traffic violations in the last 3 years.

Note

Parking tickets are not taken into account when granting the Zero Violations advantage.

Young driversGet a discount if you’re 30 or younger

Young drivers

Check out our tips for young drivers

Home insurance discounts and savings

Good Record RateSave up to 20%

Good Record Rate

Save if you've been claims free for several years

Note

Homeowners can save up to 20%, and condo owners and tenants, up to 17%

Water damage prevention systemSave up to 10%

Water damage prevention system

Save if you have any of these water damage prevention systems:

Alarm systemSave up to 10%

Alarm system

Save if you have a centrally-monitored fire and burglar alarm system installed in your home.

Note

Contact us for a list of compatible system models.

Free assistance servicesGet free Legal Assistance and Identity Theft Assistance with our home insurance

Get The Personal app

It's easy to update your insurance, manage your payments, display your proof of auto insurance, file and track a claim, and prevent damage.

Download on the App Store
Get it on Google Play

Discover the app

Handy features and prevention tools

Get a more personalized premium with Ajusto

Sign up for Ajusto® and get a premium that reflects your driving behaviour and habits.

Discover Ajusto

Save time with
Photo-based estimate

Auto claim? Send photos of the damage and save a trip to the shop.

Learn more

Track your
home insurance claim

Use the app to file your claim and track its progress.

Learn more

Want to find out more?

Discover our other products

Auto insurance

Home insurance

Recreational vehicle and boat insurance

Pet insurance

Travel insurance

Business insurance

Contact us

Customer service phone number. This link opens your phone app. 1-888-476-8737

Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time)
Saturday: 8 a.m. to 4 p.m. (Eastern Time)

Certain conditions, limitations and exclusions may apply.

Savings are based on each client’s individual profile. Savings and discounts are subject to eligibility conditions. Rates and discounts are subject to change without notice. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Worry-Free OptionTM is a trademark of Desjardins General Insurance Group Inc., used under licence.

Ajusto is underwritten by The Personal and available in Quebec, Ontario and Alberta only.

Ajusto® is a registered trademark of Desjardins General Insurance Inc., used under licence. The discount does not apply to certain endorsements or additional coverages. Subject to the terms and conditions in effect on the date you enrol in the program.

  1. See full contest rules. No purchase necessary. The contest is open exclusively to persons eligible for the Bell general insurance plan underwritten by The Personal and who have either gotten a home or auto insurance quote or hold one of these policies that is in effect from February 1 to May 31, 2025, for the 1st draw, from June 1 to November 21, 2025, for the 2nd draw. The 1st draw will be held on July 10, 2025, and the 2nd draw will take place on December 12, 2025. A total of 6 cheques for CAN$1,000 each will be awarded. Winners must correctly answer a time-limited, mathematical skill-testing question to claim their prize. The contest is only open to Canadian residents and ends on November 21, 2025, 11:59 PM (Eastern Time). [Back]
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