Water damage solutions
Our optional coverage against water damage
One-stop water protection, detection and prevention.
According to experts1, extreme weather events like floods and heavy rain are becoming more and more common. Nowadays, over half2 of property insurance claims are related to water damage. Protect your home with our solutions!
Water damage coverages
The Personal now offers enhanced optional coverage against water damage. Add any or all of the following coverages to your home insurance policy for extra protection and peace of mind:
Prevention advice
Get prevention advice for every season and keep water damage at bay with our water damage prevention tips.
Your Personal connection… to greater peace of mind
Get the protection you need with home insurance from The Personal. Speak to an insurance agent to find out more.
See how you can save!
The information provided on this page is meant for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Conditions, exclusions and limitations may apply.
- Institute for Catastrophic Loss Reduction (ICLR). Telling the Weather Story reportfor the Insurance Bureau of Canada, June 2012.
- Statistics of the Desjardins General Insurance Group regarding property insurance claims costs paid in 2015.
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a tenant insurance quote
To get a tenant insurance quote, you'll need the following information about your unit:
General information
- The date you want your insurance to start
- Number of apartments in the building
- Security system in your unit, if applicable
Insurance history
- Number and description of any past home insurance losses (type of loss, year)
If you qualify to buy your tenant insurance online, you will also need the following information:
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
To get an auto insurance quote, you’ll need the following information for you and any other drivers you want to insure:
- The date you want your insurance to start
- Information about all the vehicles you want to insure (year, make, model, odometer reading)
- Current auto insurance provider
- Information on driving violations for each driver(number and type)
- Information on past claims for each driver (number and type)
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Year of construction
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating sources (electricity, gas, dual energy, wood-burning stove)
- Total ground floor area (excluding the basement)
- Year the roofing material was last fully replaced
- Security systems in the home
Information to have on hand when getting a tenant insurance quote
To get a tenant insurance quote, you'll need the following information about your unit:
General information
- The date you want your insurance to start
- Number of apartments in the building
- Type of business in the building
- Floor you live on
- Amount of insurance for your belongings
- Current insurance provider
- Security systems in your unit
Insurance history
- Number and description of any past home insurance losses (type of loss, year)
If you qualify to buy your tenant insurance online, you will also need the following information:
- Banking information for pre-authorized debit payments
Information to have on hand when getting a condo insurance quote
To get a condo insurance quote, you'll need the following information about your property:
General information
- The date you want your insurance to start
- Name and contact information of your mortgage lender
- Year of construction
- Number of units in the building
- Type of business in the building
- Floor you live on
- Amount of insurance for your belongings
- Current insurance provider
- Security systems in your condo unit
Insurance history
- Number and description of any past home insurance losses (type of loss, year)
If you qualify to buy your condo insurance online, you will also need the following information:
- Banking information for pre-authorized debit payments