Prevent water damage and save!
Protect yourself against water damage. Plus you could save!
Water damage is now the number one cause of home insurance losses. The good news is that there are lots of ways you can prevent water damage and save on your home insurance too!
Shut-off valve with water leak detectors
Prevent water damage from plumbing systems and household appliances
- These detectors are installed next to plumbing fixtures and appliances such as: washing machines, dishwashers, water heaters, toilets and sinks.
- If a leak is detected, a signal is sent to an electronic unit that closes the main water supply in the home.
Save up to 10% on your basic home insurance premium
Leak detectors connected to a central monitoring system
Limit water damage from plumbing systems and household appliances
- These detectors are installed next to plumbing fixtures and appliances such as: washing machines, dishwashers, water heaters, toilets and sinks.
- If a leak is detected, a signal is sent to the central alarm monitoring station.
Save up to 5% on your basic home insurance premium1
Where can I get one? From most alarm companies
Pneumatic backflow system
Used to prevent water damage caused by sewer back-up
- This smart valve consists of a balloon and water sensors.
- In case of sewer back-up, the balloon inflates to block water coming into the pipe in less than 15 seconds.
Save 10% on the Water damage ̶ Ground water and sewer back-up (Endorsement 16c) portion of your home insurance policy
Where can I get one? From a licensed plumber
See how you can save!
Certain conditions, limitation and exclusions may apply.
This information on this page is provided for informational purposes only. The Personal shall not be liable for any damages arising from any reliance upon such information. The Personal recommends using caution and consulting with experts with respect to the proper use and installation of any products referred to herein. It is also recommended that you always consult the owner's manual and follow the manufacturer's instructions and guidelines with respect to the use and installation of such products.
- To qualify, you must have at least 5 detectors connected to a monitoring station.
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a tenant insurance quote
To get a tenant insurance quote, you'll need the following information about your unit:
General information
- The date you want your insurance to start
- Number of apartments in the building
- Security system in your unit, if applicable
Insurance history
- Number and description of any past home insurance losses (type of loss, year)
If you qualify to buy your tenant insurance online, you will also need the following information:
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Date you want your insurance to start
- Number and description of any past home insurance losses (type of loss, year)
- Home’s year of construction
- Ground floor surface area (excluding the basement)
- Year the entire roof was replaced
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating systems (electricity, gas, dual energy, wood-burning stove)
- Information about the fuel oil tank (type, year)
- Information about the electrical panel
- Year the water heater was installed
- Information about your above ground pool (size, year)
- Security systems in the home
- Name and contact information of your mortgage lender
- Banking information for pre-authorized debit payments
Information to have on hand when getting a quote
To get an auto insurance quote, you’ll need the following information for you and any other drivers you want to insure:
- The date you want your insurance to start
- Information about all the vehicles you want to insure (year, make, model, odometer reading)
- Current auto insurance provider
- Information on driving violations for each driver(number and type)
- Information on past claims for each driver (number and type)
Information to have on hand when getting a quote
To get a home insurance quote, you'll need the following information about your property:
- Year of construction
- Type of exterior siding (brick, stone, vinyl, aluminum)
- Heating sources (electricity, gas, dual energy, wood-burning stove)
- Total ground floor area (excluding the basement)
- Year the roofing material was last fully replaced
- Security systems in the home
Information to have on hand when getting a tenant insurance quote
To get a tenant insurance quote, you'll need the following information about your unit:
General information
- The date you want your insurance to start
- Number of apartments in the building
- Type of business in the building
- Floor you live on
- Amount of insurance for your belongings
- Current insurance provider
- Security systems in your unit
Insurance history
- Number and description of any past home insurance losses (type of loss, year)
If you qualify to buy your tenant insurance online, you will also need the following information:
- Banking information for pre-authorized debit payments
Information to have on hand when getting a condo insurance quote
To get a condo insurance quote, you'll need the following information about your property:
General information
- The date you want your insurance to start
- Name and contact information of your mortgage lender
- Year of construction
- Number of units in the building
- Type of business in the building
- Floor you live on
- Amount of insurance for your belongings
- Current insurance provider
- Security systems in your condo unit
Insurance history
- Number and description of any past home insurance losses (type of loss, year)
If you qualify to buy your condo insurance online, you will also need the following information:
- Banking information for pre-authorized debit payments