Water damage: Am I covered?
Your home was damaged by water
Accident or loss?
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Coverage
You're asking yourself: Am I covered? Learn more here about the coverage related to your incident.
Two ways to check your insurance coverage
- Consult your insurance policy—also available at Online Services.
- Speak to an insurance agent.
Standard coverage
Although most of our home insurance policies provide all-risk coverage, some may cover only named perils. Refer to your policy to find out which type of insurance you have.
Additional coverage
Each insurance policy is different. When you took out your policy, one or more of the following optional coverages may have been added based on your needs.
Still have questions?
Don't hesitate to call or email your claims advisor, who can explain the details of your insurance coverage.
Find a recommended provider
Need help fast? Choose from our network of recommended providers. We take care of everything, and you get top quality service.
Reasons to choose a recommended provider
- Work gets started sooner
- Detailed work plan, so you can track progress
- Five-year warranty on work
- Efficient, professional service
The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the home insurance policy, which always prevails. Certain conditions, limitations and exclusions may apply.