Insurance for real estate businesses

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Protect your real estate inventory with group insurance

If you have residential or commercial rental buildings, it’s important to protect your investments against loss. The Personal offers customized group insurance for property owners that allows you to do just that. You can also insure your residential or commercial condominiums (condo syndicate).

Are you a member of a condo syndicate? If so, keep reading.

The adoption of Bill 141, in effect since December 13, 2018, has led to several changes to the Civil Code of Québec affecting co-ownerships. Find out how your condo syndicate is impacted.

Real estate insurance Standard coverage

Our standard coverage for property owners provides all-risk insurance with replacement cost coverage and no co-insurance clause in the event of a claim. Coverage options include:

Accidental breakage of windows and signs

Accidental damage to electrical, mechanical or electronic equipment

Fire department fees

Building damage caused by break-in

Accidental damage to sidewalks, parking lots and vegetation

Financial loss resulting from a fraudulent electronic funds transfer originating in your premises

Replacement of keys and locks if your keys are lost or stolen

Losses resulting from unpaid rent or condo fees

Real estate insurance Optional coverage

In addition to the most common optional coverages, it is possible to customize an insurance policy based on specific business needs. For example:

Cyber risk

Protect your business in the event of personal data breaches and cyber attacks with our Cyber risk protection.

Damage caused by water seepage from the roof of your place of business

Accidental environmental damage

Theft or accidental breakage of works of art

Director and officer liability

(e.g., condominium syndicates, boards of directors of non-profits)

Commercial auto insurance

Do you use a service vehicle to maintain your buildings? Take a look at the competitive rates we offer on commercial vehicle group insurance.

Conditions, limitations and exclusions may apply. The information on this page is provided for information purposes only. Full details about coverage and exclusions are found in the insurance contract, which prevails at all times.

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Talk to a property and casualty insurance agent

Monday to Friday, from 8 a.m. to 8 p.m.; Saturday, from 8 a.m. to 4 p.m.

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