Healthcare businesses

Get exclusive rates when you’re part of a group

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Protect your place of business with group insurance for health care sector business

If you own a veterinary, occupational therapy or acupuncture clinic, or a pharmacy, the well-being of your clients is your priority. But as an entrepreneur, you also have to protect your business against loss. Our insurance coverage can help you do just that! It’s tailored to your activities and available at exclusive group rates.

Health care business insurance Standard coverage

Our standard coverage for health care businesses provides all-risk insurance with replacement cost coverage and no co-insurance clause in the event of a claim. Coverage options include:

Accidental breakage of windows and signs

Accidental damage to electrical, mechanical or electronic equipment

Building damage caused by break-in

Loss or damage caused by interruption in your cloud-based services

Replacement of keys and locks if your keys are lost or stolen

Financial loss due to a fraudulent electronic funds transfer originating in your premises

Reproduction of valuable papers after an insured loss

Health care business insurance Optional coverage

In addition to the most common optional coverages, it is possible to customize an insurance policy based on specific business needs. For example:

Cyber risk

Protect your business in the event of personal data breaches and cyber attacks with our Cyber risk protection

Theft or accidental breakage of tools or portable equipment while in transit or being used outside your business location

Financial loss from business credit card fraud

Damage caused by water seepage from the roof of your place of business

Accidental loss of vaccines and medication

Your medical clinic and support staff's professional liability in case of errors, omissions or negligence

Commercial auto insurance

Do you need a vehicle to run your business? Take a look at the competitive rates we offer on commercial vehicle group insurance.

Conditions, limitations and exclusions may apply. The information on this page is provided for information purposes only. Full details about coverage and exclusions are found in the insurance contract, which prevails at all times.

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