Commercial vehicles insurance
Keep your business rolling safely
Whether you have one or two commercial vehicles or a whole fleet, we’ll help you keep your business rolling. The Personal offers basic coverage, as well as optional coverage adapted to your industry.
Types of vehicles we cover
We insure these vehicles (and more) :
Delivery and transport vehicles
Commercial trucks and trailers
Light and heavy vehicles
Cube vans
Service vehicles and garage courtesy cars
Basic coverage
Civil liability
Coverage if you accidentally damage someone’s property (e.g., building, bridge, fence, utility pole) or injure someone.
Collision and upset
In an at-fault accident, coverage for damage to your vehicle and any attached equipment (e.g., plow, hydraulic boom).
All perils other than collision or upset
Protection for your vehicle against fire, theft, vandalism, glass breakage, hail, rising water and more.
Optional coverage
Replacement cost coverage
Value Plus OptionTM
Protect your pre-owned vehicle against depreciation for up to 5 years. In the event of a total loss or total theft, based on the option you choose, you’ll receive the equivalent of:
- The price you paid for your vehicle, increased by an annual percentage.
- The value of your vehicle at the time of the loss, increased by an annual percentage.
Travel costs (broad form)
Get reimbursed for taxi, car rental or other costs incurred during a trip away from home if you can no longer use your vehicle because it was damaged following an insured loss.
Civil liability – damage caused to vehicles of which named insured is not owner (including vehicles provided by an employer)
Protect yourself and your shareholders, partners and employees in case of damage to a rented or borrowed utility vehicle in Canada or the United States ($100,000 limit). This coverage replaces the insurance offered by the rental company.
Savings and advantages
Multi-vehicle
Get additional savings if you insure more than two commercial vehicles with us.
Multi-Line
Insure your commercial vehicles and your business with us and keep more money in your pocket!
The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, exclusions and limitations may apply.
Value Plus OptionTM is a trademark of The Personal General Insurance Inc., used under licence.